38594 4th Street W, Charlo, MT

$449,900

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3

Beds

4

Baths

3,158

Square feet

0.24

Acres

About 38594 4th Street W

Truly one-of-a-kind property! This beautifully converted church in Charlo features three finished units, each with its own charm and functionality. The main unit offers 1 bed/1 bath, washer/dryer hookups, an inviting open kitchen and living area, and access to the yard. Unit #2, a successful former Airbnb, comes fully furnished and turnkey with 1 bed/1 bath, a kitchen, and dining area. Unit #3 is a furnished guest suite, was also used as an Airbnb, with a queen bed, kitchenette, and full bath. The home highlights original hardwood floors, restored stained-glass windows, updated plumbing and wiring (2020), new mini splits (2024), stucco siding, and a metal roof. The unfinished basement includes a 1/2 bath, laundry hookups, bonus room, a living room, and the start of a kitchen, offering excellent potential for a 4th unit or additional living space. Exterior features include a full RV hookup, privacy-fenced landscaped yard, and fiber optic internet. Located across from Charlo School with stunning Mission Mountain views and an easy commute to Polson or Missoula. Perfect for multi-family living, owner-occupancy, or income opportunity! Full of historic charm and modern efficiency.

Features of 38594 4th Street W

MLS® # 30060103
Price $449,900
Bedrooms 3
Bathrooms 4.00
Full Baths 3
Half Baths 1
Square Footage 3,158
Acres 0.24
Year Built 1930
Type Residential
Sub-Type Single Family Residence
Style Other
Status Active

Community Information

Address 38594 4th Street W
City Charlo
County Lake
State MT
Zip Code 59824

Amenities

Utilities Electricity Connected, High Speed Internet Available, Phone Connected
Parking Additional Parking, RV Access/Parking, See Remarks
View Mountain(s), Residential
Is Waterfront No
Has Pool No

Interior

Interior Features Main Level Primary, Walk-In Closet(s)
Appliances Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer
Heating Ductless
Cooling Wall Unit(s)
Fireplace No
Stories Two
Basement Full, Partially Finished

Exterior

Roof Metal
Foundation Poured

Additional Information

Date Listed October 20th, 2025
Days on Market 1
Foreclosure No
Short Sale No
RE / Bank Owned No

Listing Map

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