THE IKON PASS ADDS BIG SKY TO THE LIST OF ICONIC WORLDWIDE SKI DESTINATIONS 

LAST CHANCE TO BUY IS 12/13

IKON PASS

The Ikon Pass is your opportunity to get unrestricted access to some of the most iconic destinations in the world with absolutely no blackouts. Join a like-minded community, and seek out new adventures as you explore all that the mountains have to offer.

PICK YOUR PASSES

Adult  $1049
(Age 18+)

Teen   $869
(Ages 13-17)

Child   $599
(Ages 5-12)

4 and Under   $29
(Ages 0-4)

LIMITED ACCESS, NO BLACKOUTS:

West: The Summit at Snoqualmie (WA)

Rockies: Taos (NM), Deer Valley (UT), Brighton (UT) AltaSnowbird (UT), Jackson Hole (WY), Big Sky Resort (MT), Aspen Snowmass (CO)

Midwest: Boyne…

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GREAT NEWS! USDA increases income limits

GREAT NEWS! USDA increases income limits 
USDA’s new, higher household income limits for its Guaranteed Loan program will be in place for the rest of 2018 and likely most of 2019.

The USDA loan program has two key components to determine a homebuyer’s eligibility:

• The property location, which must be located in a USDA-approved rural location.
• The household income, which must fall below a certain limit. The income limit for households of 1–4 members are now $82,700 for most U.S. locations. For households with 5+ members, the limit is $109,150 for most locations. (High-cost locations may permit income limits much higher.) Buyers can look up their income limits by using the USDA income calculator.

Please note that income to determine USDA …

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Fannie Mae and Freddie Mac Baseline Limit Will Increase to $484,350

FHFA Announces Maximum Conforming Loan Limits for 2019

Fannie Mae and Freddie Mac Baseline Limit Will Increase to $484,350

Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2019.  In most of the U.S., the 2019 maximum conforming loan limit for one-unit properties will be $484,350, an increase from $453,100 in 2018. 

Baseline limit

The Housing and Economic Recovery Act (HERA) requires that the baseline conforming loan limit be adjusted each year for Fannie Mae and Freddie Mac to reflect the change in the average U.S. home price.  Earlier today, FHFA published its third…

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November Market Statistics News-Bozeman, Big Sky & Livingston

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Market Statistics from November 2018

October 2018

If the last few months are an indication of the temperature of housing markets across the country, a period of relative calm can be expected during the last three months of the year. A trend of market balance is emerging as we approach the end of 2018. Prices are still rising in most areas, and the number of homes for sale is still low, but there is a general shrinking of year-over-year percentage change gaps in sales, inventory and prices.

Closed Sales increased 14.9 percent for Single Family homes but decreased 23.6 percent for Condo/Townhouse homes. Pending Sales decreased 6.3 percent for Single Family homes and 5.0 percent for Condo/Townhouse homes. Inventory decreased 7.5 percent for Single Family homes and 21.7 percent for…

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Real Estate...by land, by sea and by air

ENGEL & Völkers advises on more than real estate, we also have an aviation and yachting division. Contact your local advisor to inquire.

 

Aircraft sales & acquisitions

Aircraft acquisition

At a certain point, the rationale for purchasing an aircraft becomes greater than the recurring expense of chartering. A general rule is that if you fly around 150 hours a year, charter is your best option. Between 150 and 250, you may wish to consider fractional or shared ownership. And skyward of that, it is time to start thinking about owning.

If your need for business aircraft travel is frequent or routine, we can assist you in analysing opportunities for aircraft investment, aircraft financing (including operating leases), and aircraft…

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WHAT IS THE OPPORTUNITY ZONE AND HOW CAN IT BENEFIT YOU?

The Tax Cuts and Jobs Act of 2017 established a new economic development program called Opportunity Zones designed to encourage long-term private investments in low-income communities. The program provides a federal tax incentive for taxpayers who reinvest unrealized capital gains into “Opportunity Funds,” which are specialized vehicles dedicated to investing in low income areas called “Opportunity Zones” that will allow investors to defer and eliminate capital gains taxes on gains from investments in economically-distressed localities.

The zones themselves are to be comprised of Low-Income Community Census tracts and designated by governors in every state and territory. The program has the potential to direct private capital toward distressed communities…

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September Montana Market Statistics and News

September - 2018

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World Renowned Winston Rods...Behind The Scenes

Click to Watch The Video

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Did You Know Simms Waders are Handmade

How Simms waders are made   

By Jessianne Wright EBS Contributor

With dealers in places like Argentina, New Zealand and Australia, Simms Fishing Products sends waders all over the world. These waders, used by anglers to keep from getting wet, have humble beginnings, starting out as many pieces of fabric hand-cut in Bozeman.

From a modern industrial building at Four Corners, designers and lab managers test and identify the best materials and most cost-effective pattern designs; the three- and four-layer Gore-Tex fabrics are cut out by hand; and every stitch is made with a hand-fed sewing machine.

Made in USA

Founded in 1980, Simms was purchased from Life-Link International and moved from Jackson, Wyoming, to Bozeman in 1993 by owner K.C.…

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